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月入5萬都話買唔到樓

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發表於 2012-6-3 14:57:54 用手機發表 | 顯示全部樓層
呢d咁既人,月入五萬都話買唔到,係自己大想頭啫
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發表於 2012-6-4 07:42:37 | 顯示全部樓層
本帖最後由 nicholasnick 於 2012-6-4 07:45 編輯


Yes, I understand that for a 'first time buyer' you can't choose a central location with a 600SQ...But C-hing, as you know buying a property is quite a long time investment & I guess to live in for at least 10 yrs, so for us, as a post 80s, if we are going to buy a property, we would have to plan it for later on as well ( ie) Marriage & may be to have 1 child). So I guess 600SQ is quite reasonable for 3 person? (knowing most 600SQ doesn't give you 600!)

In contrast, yes 300 SQ for 1 person in HK is reasonable...but...I am sure C-hing know most of the newer ( around 5-10 yrs old) apartment doesn't give you a whole 300SQ--if C-hing has read about the new property news lately        御悅 buy 272呎 =60呎,

http://141hongkong.com/forum/thread-974597-1-1.html
Off course, this is an exceptional case but even for an older property,  ie) 10 yrs old, it is unlikely to give you even a 100SQ living/bedroom for 300SQ-as corridor takes up spaces too.

And off course, for 2M, 300SQ, it would be more than enough, as it would be around $ 7000 per sq.

And not sure where C-hing live at the moment, but I used to live in 680SQ Tsuen Wan MTR station-Luk Yeung, for my childhood, and now even there is selling for 4M ( and i guess we can't say Luk Yeung as a luxury place to live?)

And if C-hing thinks Tsuen wan is still a very central location, how about:

嘉湖山莊 7期 景湖居 7座  6樓 F室         18        28/05/12        $208萬        576呎         $3611        [ 2555天        升79%]

And this is the CHEAPEST for the whole of last month, so really there isn't too much choices other than living around there.

Again, off course, c-hing may say you can live in a much older area/older building, ie ) Sum Shai Po etc..but..we have to encounter about the condition of the house as well-as it would cost you money to refurbish...and I guess $3500 per sq  can call very cheap compared to the current market average of 6000HKD per sq. So 嘉湖山莊 may be the only choice??? As I think this is one of the cheapest area in HK!

I do agree the world won't rotate around us, we should adapt the world, otherwise we can't survive. And as a post 80s, we are not complaining about whether when we can be a first time buyer, what we are complaining is the low salary which doesn't allow us to get onto the property leader.

I don't know if C-hing was born in the 60s/70s, but during the 80s, the average salary for a uni grad in HK was around 3000-4000HKD (as my relative was a uni grad at that time and he told me he was earning that figure), and Cityone Shatin was selling for 20K so, it was around 66x of your salary. and entry to Cityone now is around 260-280K ( and the average uni grad salary is around 12-14K a month) so that's over 230x of the salary.

Although that was a very basic figure, but it can allow us to understand the affordability of buying the first property during the 80s and now. (66x vs 230x) so that's over 3x difficulty.

And I do agree C-hing we have to think positive and to live happily everyday, but as a post 80s, we do have a goal (again everyone goal is different) but if one the aim is to buy a property, ( I guess this is a necessity to live rather than a luxury, ie) a car) then it become difficult for us-as a post 80s.

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發表於 2012-6-4 11:05:31 | 顯示全部樓層
nicholasnick 發表於 2012-6-4 07:42
Yes, I understand that for a 'first time buyer' you can't choose a central location with a 600SQ.. ...

年青人有planning係好事, 但邊個唔想日後點好點好? 你有能力咪得囉

無既話, 自己諗掂佢, 社會上無人會為你日後既計劃找數,

人無$, 訓天橋底都要啦, 成日賴生不逢時既話, 唔通就選擇投過胎去解決?

你父母果代, 有d甚至經歷戰亂, 仲辛苦啦, 人地咪又係咁過

你既言論令我想起昨天睇報紙果一位人仕

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發表於 2012-6-4 11:08:00 | 顯示全部樓層
本帖最後由 entry1 於 2012-6-4 11:09 編輯

80後新婚男毒氣車廂自盡


置業難、租金貴,80後新郎為選擇愛巢釀婚變,被逼上絕路。結婚年半的水電技工,因住所租金佔去月薪逾六成,家庭入不敷支,碌卡苦撐生活,最近終頂不住,游說妻子搬回父母的公屋單位間開斗室蝸居,因父母不想破費再裝修,妻子又不願放棄愛巢,新郎左右為難變「夾心人」,搞到婚姻現危機。他愁爆兼傷透心,自責無力為妻子提供安樂窩,留下三封遺書,昨晨被發現在九龍城路邊用膠喉接駁私家車死氣喉入車廂,吸毒氣自殺身亡。

死者黃天賜(三十一歲),在物業管理公司任職水電工,月入萬多元,他有一兄一姊,父母住在沙田隆亨邨一個三百餘呎細單位。據黃父透靈,阿賜性格較內向,中四輟學後考取水電牌照,經胞兄介紹到物業公司工作。去年一月,他與拍拖多年的女友「包包」結婚,一家人都很開心,由於經濟不充裕,和現時大部分80後一樣,他們暫無能力買樓安居,只能以月租七千八百元在黃大仙租住一細小單位,過着二人世界甜蜜生活。
碌卡度日 妻要夫家大裝修

可是生活壓力漸浮現,因黃妻與友人在尖沙咀開設補習社,生意欠佳收生人數不足,皮費又重,基本上沒有盈利,丈夫阿賜負起養家重擔,要交租又要養車,經濟狀況捉襟見肘,他間中要碌卡頂檔,致欠下纍纍卡數。

據黃父表示,兒子為節省最大筆的租金開支,早前向妻子提議搬回隆亨邨與父母同住,兩人要住在用衣櫃間開的約五十呎「房間」,但新抱擔心環境太狹窄,廁所又毗鄰廚房,希望大裝修「執過」,兒子提出後遭母親反對,因此令兒媳兩人爭吵,最近更鬧婚變。

黃父又稱,兒子曾向母親表示不開心,並稱稍後會獨自搬回父母家暫住及將婚紗相搬回公屋,又透露曾被外父質問:「究竟養唔養得掂我個女?」
車駁膠喉 晨運翁揭發報警

前晚,阿賜返回隆亨邨與父母吃晚餐,當時並無異樣,至深夜才駕駛私家車離開。至昨晨六時許,一名姓黎(七十一歲)老翁晨運行經九龍城延文禮士道三十號對開路邊咪錶位,發現一輛私家車引擎開着,車尾死氣喉駁有一條約八米長膠喉,從左邊乘客後座車窗伸入車廂內,車窗邊用膠紙封實,一名男子倒臥司機位昏迷,黎大驚報警。

消防員到場,打破乘客位玻璃將男子救出送院,惜抵院後證實不治,其後證實死者是黃天賜。其父母、妻子及二十名親友趕到醫院,驚聞噩耗後傷心痛哭,警員在車內檢獲死者的手機,私家車事後由黃的胞兄駕走。黃父返家在睡房內發現兒子留下三封遺書,分別給家人及妻子。


http://the-sun.on.cc/cnt/news/20120603/00405_001.html


得萬多元收入, 又租樓又養車, 搬返屋企又要兩老比$裝修, 最後搞出人命, 可惜
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發表於 2012-6-4 11:55:40 | 顯示全部樓層
煩惱 發表於 2012-6-4 11:49
嘩 ... 你兩位大哥吓吓寫卵文咁 ... 我要 d 時間慢慢睇 ....

無架啦, 答完佢呢篇唔會再答, 不能溝通

btw,一個住係英國既ching會咁關心香港人買唔買到樓, 真係好奇

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發表於 2012-6-4 12:45:55 | 顯示全部樓層
entry1 發表於 2012-6-4 11:05
年青人有planning係好事, 但邊個唔想日後點好點好? 你有能力咪得囉

無既話, 自己諗掂佢, 社會上無人會為 ...

講真香港既收入/供樓比例, 而家比起幾十年前應該仲要低~
多極都唔會過40%...

但以前係打份工廠工都可以供到樓...仲要養緊幾條化骨龍~
而且仲係供15年就KO~
(當然講緊可以收入60%係供樓)
而家...就係所謂中產都買唔到樓...

以我老媽子為例...
佢做工廠女工, 後來工廠開始息微就轉左做採購文員...
但結果都買得起一層平平地既唐樓比我地住...

而家斷估無呢支歌仔唱
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發表於 2012-6-4 13:19:58 | 顯示全部樓層
煩惱 發表於 2012-6-4 13:13
果陣養化骨龍 ... 開支同依家比 ... 真係少毛見大毛 ... 依家養一個 d 錢 ... 夠養依家 3-4 個架喇 ... { ...

其實真係唔太明...
當年我同身邊好多同學仔都無去D咩 PLAYGROUP, 小提琴/鋼琴, 書法/繪畫, 日文/法文, 中小學補習...
仲係無工人湊 (我6歲開始自己返學放學, 8歲開始要自己煮LUNCH 食, 有時要煮埋DINNER比阿媽, 直到16歲...)
咪一樣入U, 然後畢業搵份普普通通既工...

而家比咁多錢D 小朋友去做呢樣果樣,
其實係唔係畢業之後會好得過我地以前先...
如果一樣, 呢個投資都算蝕大本...
因為投資額大左, 收獲同十幾年前一樣...

(不過呢個係教育問題, 唔係地產問題了...哈哈)
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發表於 2012-6-4 13:35:25 | 顯示全部樓層
煩惱 發表於 2012-6-4 13:31
離題就個個帖刀係架啦 ...

我覺得我阿媽養我係賺GA...
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發表於 2012-6-4 13:38:57 | 顯示全部樓層
煩惱 發表於 2012-6-4 13:31
離題就個個帖刀係架啦 ...

講起獨留子女, 又係一個無奈既問題
呢條法例有左N年啦...
"故意襲擊、虐待、忽略、拋棄或遺棄16歲以下兒童,令他們受到不必要的苦楚或健康損害,循公訴程序定罪最高可判監10年;循簡易程序定罪最高可被判監3年。"
80年代都有政府宣傳片...
以上影片乃youtube提供,與本站無關; 若無法觀看,可查看原網址


但就係呢幾年先咁多執法事件...
都唔知係政府勤力左, 定係D小朋友獨立能力差左, 留係屋企意外會多左咁多...
如果係後者, 真係"一代不如一代"...
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發表於 2012-6-4 13:41:09 | 顯示全部樓層
煩惱 發表於 2012-6-4 12:32
响英國住 5 可以關心架咩 ? 相信佢屋企人仲响香港 ...

其實我好欣賞佢咁用心架 .... 可惜今日星 ...

咁你又唔關心下英國置業問題, 順手sell埋英國樓
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發表於 2012-6-4 13:48:03 | 顯示全部樓層
tung1871 發表於 2012-6-4 13:19
其實真係唔太明...
當年我同身邊好多同學仔都無去D咩 PLAYGROUP, 小提琴/鋼琴, 書法/繪畫, 日文/法文, 中 ...

正如你話, 8歲已經自己煮lunch, 等如教識左"唔自己搞掂就無得食",

而家又工人, 又驚死餓親佢, 個小朋友學識既係肚餓就叫人囉, 永遠唔識靠自己
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發表於 2012-6-4 13:49:04 | 顯示全部樓層
entry1 發表於 2012-6-4 13:48
正如你話, 8歲已經自己煮lunch, 等如教識左"唔自己搞掂就無得食",

而家又工人, 又驚死餓親佢, 個小朋友 ...

可悲...
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發表於 2012-6-4 14:29:58 | 顯示全部樓層

都真係幾架,

我係麥當當見過父母同個女去食, 個女大約form 1/2左右,

家長比$叫佢出去買, 佢話唔識, 最後個爸爸去左買,

比埋$$都唔識買黎食, 仲諗住叫佢搵$,

都唔知係個女孩定係佢父母可悲d
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發表於 2012-6-4 14:38:21 | 顯示全部樓層
entry1 發表於 2012-6-4 14:29
都真係幾架,

我係麥當當見過父母同個女去食, 個女大約form 1/2左右,

我估佢父母唔係度既話, 佢買野食不知幾熟手
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發表於 2012-6-4 14:41:58 | 顯示全部樓層
煩惱 發表於 2012-6-4 14:40
緊係獨立能力差咗啦 ... 依家好多中學生刀冇自理能力架 .... 我有個外生仔 ... 毒中一刀仲要阿媽幫佢剪手 ...

真係得人驚
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發表於 2012-6-4 14:46:40 | 顯示全部樓層
煩惱 發表於 2012-6-4 14:44
你少接觸呢 d 港童姐 ... 呢 d 少兒科黎架咋 ...

我應該會忍唔住就車把佢...
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發表於 2012-6-4 14:49:00 | 顯示全部樓層
煩惱 發表於 2012-6-4 14:47
點車 ? 人地個仔黎 ......

外甥既話, 我車左了
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發表於 2012-6-4 14:52:52 | 顯示全部樓層
煩惱 發表於 2012-6-4 14:51
係車 .... 刀車佢阿媽先啦 ... 教到個仔咁 ....

家姐/細妹又唔多打得...
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發表於 2012-6-4 14:54:39 | 顯示全部樓層
煩惱 發表於 2012-6-4 14:54
咁如果外生女又如何呢 ?

咁都唔多打得...
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發表於 2012-6-4 14:59:00 | 顯示全部樓層
煩惱 發表於 2012-6-4 14:58
你咁點得架 ....

咪教出咁多港女黎囉 ....

打女留返比女人做...
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