月入5萬都話買唔到樓

entry1

煩惱 發表於 2012-6-4 14:40

                               
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緊係獨立能力差咗啦 ... 依家好多中學生刀冇自理能力架 .... 我有個外生仔 ... 毒中一刀仲要阿媽幫佢剪手 ...

父母之過, 小朋友生出黎咩都唔識, 睇個父母點教

entry1

煩惱 發表於 2012-6-4 14:40

                               
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我咪叫緊佢地出多 d 外國樓資料囉 ...

我都係當旅遊參巧下, 我連hk都未有本事衝得出, 外國真係唔多關我事

entry1

煩惱 發表於 2012-6-4 15:30

                               
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所以依家每個一件事 ... 刀會卵清楚 ... 好京教得佢 5 好 ....

咁又唔駛咁驚既

entry1

煩惱 發表於 2012-6-4 15:31

                               
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我覺得 .... 起碼刀要知吓囉 .... 尤其依家好咗好多外國會員 ... 多 d 呢 d 資訊刀係好事黎 ...  ...

我講我自己之嘛

entry1

煩惱 發表於 2012-6-4 15:47

                               
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刀 5 係架 ... 養不教父之過嘛 ....

你都唔似怪獸家長呀

entry1

煩惱 發表於 2012-6-4 16:22

                               
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我京 c 子會係嘛 ....

你食多d鹹蛋囉,

變鹹蛋超人頂住隻怪獸

entry1

煩惱 發表於 2012-6-4 17:27

                               
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著件底環响面 2 d .....

果個鬼佬唔識打怪獸架wor

同埋要印個 す 字係心口

唔好問咁多

entry1 發表於 2012-6-4 17:33
果個鬼佬唔識打怪獸架wor

同埋要印個 す 字係心口

我 5 食酸梅架 .....

entry1

唔好問咁多 發表於 2012-6-4 17:38

                               
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我 5 食酸梅架 .....

食蕉囉

唔好問咁多

entry1 發表於 2012-6-4 17:53
食蕉囉

得你刀變咗啦....

仲 5 收工？

nicholasnick

煩惱 發表於 2012-6-4 12:32

                               
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响英國住 5 可以關心架咩 ? 相信佢屋企人仲响香港 ...

其實我好欣賞佢咁用心架 .... 可惜今日星 ...

Thank you ar c-hing, yes my family lives in hk.

This was a big issue to me back 2/3 yrs ago...when I was thinking whether to work in UK or in HK after grad.

At that time, I have already saved up NEARLY a deposit to buy a place in HK ( again I have worked for nearly 8 yrs), but.....the price of property only goes up everyday....so my deposit for the SAME property becomes from 30% to a 20%. now is a 15%....well even 13%...=-=

And the reason I am 關心 is...buying a property is the biggest ( well to me) investment to my life so if u get it wrong, u will have to pay until u retired =-= or you may not be able to pay up repayment...so better to know more then less!

nicholasnick

煩惱 發表於 2012-6-5 10:34

                               
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我自己覺得 .... 如果買樓自住 ... 就 5 應該當成 investment .... 我成日刀講 ... 買得起供得掂 ... 就  ...

Sorry C-hing, I have used the 'wrong word' yes, is not an investment if I am going to live inside (I agree)-what I meant was it is a long term liabilities ( as you have to repay it for a long time).

Unless you are going to sell it and move to another country, it doesn't matter if your house is going up or down....as if it goes up, so as everywhere in HK...

entry1

煩惱 發表於 2012-6-6 11:19

                               
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其實我係咁睇 ... 如果買得起咪買囉 ... 除非你同屋企人住 ... 5 係刀要用錢租樓架嘛 ... 搵錢交租又算 5 ...

借loan係負債, 交租係消費,

所以搵錢交租= 5 算 "  long term liabilities "

entry1

煩惱 發表於 2012-6-6 11:35

                               
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咪又係要比錢 ...

依家息口算低 ... 供樓仲平過交租呀 ....

會計學上係咁分嘛, 定義既野要搆清楚呀

entry1

煩惱 發表於 2012-6-6 12:06

                               
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會計你又色 ?

1/4桶水......

entry1

煩惱 發表於 2012-6-6 12:09

                               
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色多過我刀叫色嘅 ....

咁我卵我絕對"好色"過你既

entry1

煩惱 發表於 2012-6-6 12:16

                               
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呢個全 4 台刀知架啦 ...

我有無咁出名呀

我又唔係9仔

entry1

煩惱 發表於 2012-6-6 13:37

                               
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關 9 仔咩事 ....

9仔多人識囉, 開聲都話"咁9煩"

entry1

煩惱 發表於 2012-6-6 13:49

                               
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呢 d 係世人對我嘅 5 解黎 .....

唔爭在我, 我都成日咁講

entry1

煩惱 發表於 2012-6-6 13:55

                               
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好 hurt ..........

成卵日提住你都話HURT