新手買樓請教一下

timwong2 · 發表於 2012-6-25 00:26:25

本帖最後由 timwong2 於 2012-6-25 00:28 編輯

查實我買樓係用來結婚，咁我如果計埋未來老婆大人都ok供得起，佢同我係同事，人工都係咁上下，不過無乜積蓄，無得幫首期，我會好好計劃下，再次多謝咁多位師兄

manna74 · 發表於 2012-6-25 01:11:44

希望幫到你啦，最後提提你，簽合約之前一定要確保銀行估足價，因為做9成按揭，呢樣睇得好緊。

devil666red · 發表於 2012-6-27 23:26:09

首置起碼幫到 d 有高收入供樓 ... 而又冇首期嘅人嘛

高收入 but cant save a lumpsum to be 首期...........hard to believe

timwong2 · 發表於 2012-6-28 03:43:24

回復 devil666red #62 的帖子

why hard to believe? Do u know how much i need to spend a mth?
In : 40K+
rent a flat in shatin : 9K
water / electronic / gas / boardband / mobile : 2K
travel to Central for work : 1K
household usage to parent : 8K
daily usage (food / movie...etc) : 8K
insurance : 2K

I only got 10K per month for saving, 120K per year....I need 10 years up for the first installment....
and not yet calculate the tax payment to 正苦...