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推倒樓市,誰人得益?

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發表於 2011-6-10 17:39:00 | 顯示全部樓層 |閱讀模式
用家?
炒家?
投資者?
國內人?
香港人?
政府?
政棍?
地產商?
銀行?
地產代理?
60後?
70後?
80後?
90後?
你?
我?

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發表於 2011-6-10 18:01:17 | 顯示全部樓層
無人得益
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發表於 2011-6-10 18:43:55 | 顯示全部樓層
推倒樓市,只有用家得益,
他們不用理會樓價高低
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發表於 2011-6-10 18:45:53 | 顯示全部樓層
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發表於 2011-6-10 20:38:39 | 顯示全部樓層
你失業囉
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發表於 2011-6-10 21:35:05 | 顯示全部樓層
四台國際CEO 發表於 2011-6-10 20:38
你失業囉

佢都係做緊版主  
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發表於 2011-6-11 11:31:08 | 顯示全部樓層
mr007xx 發表於 2011-6-10 17:39
用家?
炒家?
投資者?

Nobody will be benefited.
Why?

They limit the mortgage for properties with value higher than 6million from 70% to 60%, properties with value higher than 10mil from 70% to 50%
Honestly, are these apartment the target of the general public who keep complaining and shouting on the street that they cannot afford buying their own home?
NO!

Most people who complained they can't afford home are targetting properties with value lower than 5mil, or even lower than 3mil!
But what did the government do for those markets? Nothing!

If they really want to help those people to afford their own home, they should provide extra loans and mortgage flexiblity for them, just like one Ching mentioned about the policy in Singapore
Now, they want to suppress the higher value market, which is TOTALLY IRRELEVANT to the general public

The people who suffer the most are the Middle-Class....which have been suffered from many years and many stupid policies from the government
Honestly, some rich Chinese/local buyers won't even apply for mortgages. But many middle-class who want to improve their quality of life from 7-8mil apartment to 10mil+ apartment will face difficulty due to this new policy

This government is really retarded. People working there are always lack of long-term vision

So now, people who couldnt' afford small apartment will KEEP ON COMPLAINING
while, the Middle-class will start to complain as well
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發表於 2011-6-11 11:38:00 | 顯示全部樓層
煩惱 發表於 2011-6-11 11:27
都有可能 ... 所以我已經計劃緊後路 ...

如果後路, 就唔係呢行啦喎......
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發表於 2011-6-11 11:57:09 | 顯示全部樓層
煩惱 發表於 2011-6-11 11:50
咁要視乎個市跌幾多喇 ... 而且把口喊買唔到樓果 d ... 其實唔係冇錢架 ... 只係想執平貨姐 ... 真正窮果 ...

完全認同版主的講法
喊買唔到個班真係好煩
想執平貨
但買左之後重會唔會叫政府打壓樓市?

政府要幫普羅大眾應該建居屋,批低息按揭幫上車客
齋打豪宅幫唔到咩人
害人就有
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發表於 2011-6-11 12:32:59 | 顯示全部樓層
你後路返中基做厠奴
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發表於 2011-6-11 13:00:07 | 顯示全部樓層

跑一手 ?  1:99  ?
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發表於 2011-6-11 13:02:09 | 顯示全部樓層
煩惱 發表於 2011-6-11 12:41
你諗住做過世 ?

企終身職業嚟架
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發表於 2011-6-11 13:06:08 | 顯示全部樓層
煩惱 發表於 2011-6-11 13:01
轉行做看更 ...

唔係麻........ 真係坐定定唔洗博..........
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發表於 2011-6-11 13:19:50 | 顯示全部樓層
waiking下半身職業~~廁奴
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 樓主| 發表於 2011-6-11 13:44:14 | 顯示全部樓層
香港樓市歷經97金融風暴摧殘,一時間由天堂掉落地獄的負資產單位多達十多萬個,波及數十萬家庭...各行各業一片死寂,滿街失業大軍(往日的家庭經濟支柱即使自己已經失業為免家人擔心終日流連快餐店,工園扮返工)人人天天面對失業的恐懼...幾多人更踏上輕生之路!!家破人亡慘絕人寰的故事日日上演!!更有外地報紙叫香港是燒炭之都!!今天看來很諷刺當日竟然沒有50後60後70後上街要政府出手救樓市!!時任財政司的曾特首想必有更深刻體會!

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 樓主| 發表於 2011-6-11 17:48:21 | 顯示全部樓層
上街否並唔係話興唔興既問題,
而係當你面對難關時那份求生意志!!
樓價由97年磞盤去到沙士,有D單位市值蒸發了70%...(九龍站擎天半島只係$4000一呎)!
從大眾層面講當日既50後60後70後正正係4x歲3x歲2x歲的家庭經濟支柱!!
做個例子:
假如你用300萬買左間自由市場居屋,
付100萬做首期,借銀行200萬
一年利息就要24萬,
97去到03沙士6年..
淨利息就燒掉百幾萬!!
尾數乃要欠銀行180萬...
到沙士你終於頂唔順要跳車!
你層樓既市值得返90萬!
你賣得出都仲要跑山跑多成100萬比銀行,
跟住唔該再諗下點安置好你D家人!
呢個假如極端嗎?
極端但十分普遍!!
果批經歷97洗禮既人,如幸運地到今天,
大家話到底係咩因由可以叫佢地守過果場大災難?
佢地又點解無走出街要求政府托樓市呢?
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發表於 2011-6-11 19:31:25 | 顯示全部樓層
無樓果啲得益, 問題係無樓嘅人多, 有樓嘅人少
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發表於 2011-6-11 21:04:24 | 顯示全部樓層
goku11 發表於 2011-6-11 11:31
Nobody will be benefited.
Why?

Agree. The property market downturn, affecting consumption, profits of the enterprise is not good, GNP fall, of course, in addition, will also lead to actions such as wage cuts or layoffs occurred, so naturally decreases in revenues in this region, decrease in GNP .

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發表於 2011-6-12 16:39:44 | 顯示全部樓層
少年KingKong 發表於 2011-6-11 21:04
Agree. The property market downturn, affecting consumption, profits of the enterprise is not good, ...

exactly......but ordinary people cannot see this point. they just complain housing is expensive, but actually they think it is expensive even the price is dropped for over 50%
the whole economy is a cycle. and we normal citizens can never fight with the big corporations, we have to admit that
if the big corporations don't make good profits, they will just cut off our salaries and benefits....
so making the property market and hence the economy bad will only do harms to us but no benefit at all
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發表於 2011-6-13 10:50:36 | 顯示全部樓層
樓價大跌,死路一條。
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