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發表於 2013-7-29 23:35:43
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are you referring as term life insurance. ie. you just need to have protection on a certain amount, on a certain period before a certain age(most of the term life will cease renewal at age 65 to 70. It saves money in the sense if the term life insurance is to cover say, mortgage, and then the insurance is no longer useful, if the mortgage amount is decreased at a repayable level, or terminated. but the insurance premium, as the insurer grows older and older, can grow signficantly. |
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