剛才食飯,聽到後面卡位對男女講買樓

jj99

遲 D 買啦，香港政苦無能，9月後選 班 垃圾犯民 入垃圾局，香港大亂之後，百零萬可以買到800尺太古城！

Bippwin

mmm2525 發表於 2012-7-13 10:53

                               
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回復 zk8668 #15 的帖子

你信CY？真是很傻很天真

你唔信CY？
你重儍重天真．

依家佢根本就係唯一選擇，信唔信都要俾佢試一次．
你俾咗機會佢，佢唔掂，你事後可以怨佢，佢掂，證明你有眼光．(有贏冇輸）
你唔俾機會佢，佢唔掂，佢事後可以怨你，佢掂，證明你眼光好唔掂．(有輸冇贏）

Bippwin

jj99 發表於 2012-7-13 11:16

                               
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遲 D 買啦，香港政苦無能，9月後選 班 垃圾犯民 入垃圾局，香港大亂之後，百零萬可以買到800尺太古城！ ...

>>百零萬可以買到800尺太古城！

我切．．．．．蛋糕．

mmm2525

回復 Bippwin #20 的帖子

我唔系歧視，舉例只是想證明1件未發生的事如何判斷以後會如何發展

因未來之事無人能知，當然只能看之前發生過的事。

BUT個例子好似有歧義了！

Ilovecassidy

回復 我係分身 #1 的帖子

No matter who is right or who is wrong in the matter of buying a flat, I think I will support the husband to buy something within budget, because you never know what will happen in the future.

Bippwin

Ilovecassidy 發表於 2012-7-13 11:31

                               
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回復 我係分身 #1 的帖子

No matter who is right or who is wrong in the matter of buying a flat, I th ...

It is within the budget for 20 years loan for a small flat.
It is also still within the budget for 30 years loan for a bigger flat.
What's the problem with choosing a 30 years loan plan rather than a 20 years loan plan?

Ilovecassidy

回復 Bippwin #26 的帖子

Bippwin ching, I agree your calculation between 20/30 years and I also agree it will be better to have a bigger flat in order to please the wife, my point is always prepare for the worse, for example, to the city I am now in (Toronto), the finance minister has just revised the mortgage years from 30 to 25 which means, even the bank people are worrying about world economy situation and of course the bubble in real estate.

Bippwin

Ilovecassidy 發表於 2012-7-13 11:54

                               
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回復 Bippwin #26 的帖子

Bippwin ching, I agree your calculation between 20/30 years and I also agre ...

The worse?
Buy as small as possible then, 20 years loan is still too long.
Try to find a smaller and cheaper one and change it to 5 to 10 years loan plan.

We are always bargaining between living qualities and risks.  
For girls in Hong Kong, they have addition risks that their husbands might have affairs outside if they have too much pocket money.
As man, I will perfer the man's choice.  As the girl's present boyfriend or future husband, I will accept her choice.