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發表於 2013-5-19 15:54:34
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Insurance being perceived as a scam is a common phen. around the world, more so within HK /China region. I think its how everything is about pushing the front line sale here, with no concern in morality but sales target. It is quite sad.
Someone with any kind of foundation knowledge in statistic or actuarial can tell you that insurance is not a scam, it is a fair game when properly priced (only if you are really buying what you think are buying, guess thats the real problem lol).
Plus if you own any sort of risky property, cars, any business plans/shipments or even your pet dog lol, you should buy a proper insurance accordingly. Just like you should hedge your investment. Insurance is always needed, but so with the regulation! |
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