C-hing, I think this targets the wealthy i-banker ga la...
BUT...can I-banker afford $10M??? (think about they still need to EAT, buy daily essential, clothing etc...)
for 10M, you need a deposit of 3M (!) and still 7M left...and if u do a mortgage of 25 yrs. (300months)...(so you will be at least 55 years old when you paid off this studio!--Actually I think you would be VERY smart if you have 3m when you are 30yrs old...), each month would be......7m/300=25000HKD (and you still need to pay for interest and you have to GUARANTEE yourself you earn at least 50000HKD a month!!!!! for...25 YEARS!!!!!!
and so you left with 20000HKD a month left to spend...you have to pay for management fees( I think this would be at least 2.5HKD a sq--so this is 1700HKD a month, then utility bills etc...) so by that time, you would have very little money to save up.....
That's correct C-hing. Although we keep saying many of the 'luxury apartments' were bought by Mainland Chinese, but...do they really buy all of them.. surely there are some from Hong Kong too....hence I always wonder what kind of people living in there unsure:
yes, if you have a property already, then it is OK to upgrade to the next, ie) if your house already worths about 7/8M, then adding an extra 1/2M shouldn't be a big problem if you plan it well or have a stable job.
I guess like many of the NEW properties with bigger Square, ie) 890-1500SQ (like those in Lohas park), they target 'exchange property customers' rather than a first time buyer? As I guess first time buyer can't afford a 890SQ.
But...my question is....this 星街5號 is not targeted for a family, rather for a single person (young and professional-being near to the central area) so surely they have to earn a lottttt to live in this???
Or...off course, comes from rich dad and mum... as a deposit is already nearly 5/6M --this amount to many people can already buy a 690 SQ! in other areas =-=
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發表於 2012-6-1 08:45:05
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